Check the immigration basis first
The current official framework is not a conventional visa category: it uses a nonrefundable processing fee and, after vetting, a gift to the U.S. government as evidence within applicable EB-1 or EB-2 rules. Admissibility and visa availability still apply. The gift is not an EB-5 investment. Eligible joining relatives are a spouse or unmarried child under 21, and every current term must be re-verified before any money moves. Identify the intended applicant and the eligibility theory before calculating fees. A payment plan cannot replace evidence for the immigrant category, and the relevant family relationship questions remain separate from a sponsor’s business decision.
Calculate the household accurately
The stated corporate principal gift is US$2 million, with a US$15,000 non-refundable processing fee per person. Each eligible joining spouse or child requires an additional US$1 million gift and US$15,000 fee. Other visa, medical or professional costs may also arise. Break the payment arrangement into its stated components: processing, gift, any corporate amounts, and private employer obligations. Confirm which person and event each amount concerns. Combining them in one informal estimate invites avoidable errors.
Read the corporate terms
The official corporate framework includes a 1% annual maintenance fee and a separate 5% transfer fee under its terms. These are distinct from the initial principal and family amounts. Any employer reimbursement or retention agreement also deserves its own legal and financial review. Read employer terms for retention, reimbursement, tax treatment and repayment triggers. Those are private commitments that may have serious consequences, but they do not change the government’s eligibility assessment or official payment instructions.
Follow verified payment instructions
The processing fee and later instructed gift are different steps. Preserve source and payment records and independently verify official instructions. A combined household budget is not necessarily the amount of the next wire, and a recruiter’s payment request is not a substitute for an official instruction. Use only verified government channels for each instructed step and retain confirmations, identifiers and source records. Never treat an intermediary’s invoice as authority to send a government gift. Plan any US start date around actual work authorization, not a receipt.
Sources reviewed 2026-09-07. This guide covers a preparation focus; it is not an individual eligibility assessment.
